Hi, i've just moved to HK from Shanghai and have found out i'm pregnant. in Shanghai it's easy you decide which hospitals you go to and they provide 'packages' which include everything from all pre-natal care to giving birth. it seems to be different here, you choose an OB and some of them deliver at certain hospitals and there doesn't seem to be fixed fees or packages. can you please give me some advice on this? I have insurance that covers around 15000USD but i hear it may cost more than this which just sounds insane!