I have my personal maternity insurance which cover up to USD10000, however, I have found out my company's insurance also cover up to HKD18000 for maternity insurance. Anyone have the same situation? Can I get both insurance cover?
Should check with your insurers or broker but basically I guess they would be trying to avoid 'double claims'. Perhaps use up your company's insurance first (as you don't have to pay the future increased premiums for this!) with your ante-natal visits & test costs and then claim the hospital delivery cost under your private.