Hello everyone,
We are having twins, and my wife is 12 weeks along.
We already have an older son, delivered in St. Teresa.
Does anyone know:
Queen Mary Hospital - If we take the private QM route, and the baby is porn premature and goes into Neonatal units, any idea what they daily charge will be for Neonatal units?
The reason we ask, is we do have insurance, but there are a maternity limits on the policy. For normal or c section delivery the limits are fine, but for extended term neonatal units is my concern.
I am not concerned about the delivery costs and doctor costs for private care, our insurance will cover all that adequately. What I am concerned is the potential Neonatal unit costs, if the babies are born, perhaps 2 or 3 months early, the bills could go way over our insurance limits.
Also in QM is it possible to check in as public, and then after delivery upgrade to a private room? If so, will the neonatal care facility be billed as public or private rates?
If anyone has experience in dealing with QM in above matters, I would highly appreciate your advice.
Thanks in advance.
We are having twins, and my wife is 12 weeks along.
We already have an older son, delivered in St. Teresa.
Does anyone know:
Queen Mary Hospital - If we take the private QM route, and the baby is porn premature and goes into Neonatal units, any idea what they daily charge will be for Neonatal units?
The reason we ask, is we do have insurance, but there are a maternity limits on the policy. For normal or c section delivery the limits are fine, but for extended term neonatal units is my concern.
I am not concerned about the delivery costs and doctor costs for private care, our insurance will cover all that adequately. What I am concerned is the potential Neonatal unit costs, if the babies are born, perhaps 2 or 3 months early, the bills could go way over our insurance limits.
Also in QM is it possible to check in as public, and then after delivery upgrade to a private room? If so, will the neonatal care facility be billed as public or private rates?
If anyone has experience in dealing with QM in above matters, I would highly appreciate your advice.
Thanks in advance.