medical insurance for my baby
- Thread starter cookiemum
- Start date
miriam228
Registered User
Hi Cookiemum,
Did a comparison of several insurance companies + HSBC, and HSBC's coverage stands in the "middle;" not too good, not too bad. One of the problems with bank insurances is that there is no one particular person who will follow your account, in any case when you need him/her. It's just a hot line, in which you will have to press "1" for this and press "2" for that.
Eventually, I opted for Manulife for my 4 month old baby.
You will have to prioritize what is most important in their list of coverages. I opted for daily room/board, which will practically be required every time you are hospitalized, whether it be with surgery or not.
Hope this will help.
Did a comparison of several insurance companies + HSBC, and HSBC's coverage stands in the "middle;" not too good, not too bad. One of the problems with bank insurances is that there is no one particular person who will follow your account, in any case when you need him/her. It's just a hot line, in which you will have to press "1" for this and press "2" for that.
Eventually, I opted for Manulife for my 4 month old baby.
You will have to prioritize what is most important in their list of coverages. I opted for daily room/board, which will practically be required every time you are hospitalized, whether it be with surgery or not.
Hope this will help.
We have pretty basic coverage from AIA through my husband's employer, but we've opted for HSBC's Preferred Care for major medical, which is a bargain for US$2mn in coverage. We use the public health system for child developmental monitoring and any emergencies and go to the local GP for some vaccinations not covered by the public system.