How much does your Helper Insurance pay?

[joyofliving]

My Helper got sick today and went to the doctor in Kennedy Town. The doctor fee was 210 $. She says that's the cheapest and she had been to two others earlier who charge more than that. HSBC Insurance only pays up to 150$ per day. So in this situation the purpose of buying Insurance in the first place has been defied a bit. What are other people's experiences?

 

[Michelle2009]

I have a helper's policy with AXA, and I was reimbursed the full HK$180 for my helper's Dr's consultation and medicine.

 

[mcdill]

HK$180 per visit, up to $4000 in total per year (for the prudential policy)

 

[Aava.Wong]

there's a cheaper doc in kennedy town - dr. kenneth mak. you can send her there next time.

 

[joyofliving]

Thanks for the replies everyone, will send her to Dr Mak next time.

 

[snagito]

Wow, these insurance policies sound quite good! Our HSBC one seems to cover nothing except an emergency. What's the best helper insurance? Thanks!

 

[arleneli]

mine cover $210 with wing lung bank

 

[shuchisingh]

mine with hsbc covers hkd 200 per opd visit.

 

[matemate]

what are the fees for the HSBC or Prudential insurances please?

 

[shuchisingh]

around 780 for HSBC

 

[mcdill]

around 600 for Prudential

 

[matemate]

thanks both!

 

[sesamestreet]

HK$200 per visit, HK$4000 per year (QBE Insurance)

I bought thru my agent, HK$975 for 2 years

 

[tash.]

manulife 2 years. included hospital & medical visit (10 visit per year or so and additional less than $100 extra visit)... HKD 1,300.

great agent i've got, let me know if you need more info from me. pm me.