Hi,
I pay seperately each time I see my obstetrician, because the insurance covers it, run down of costs as follows:
Hk$750 each time just to see the Doctor
HK$950 for ultrasound
HK$60 for urine test (usually each time)
HK$260-350 for blood tests (have had two so far, at 23 weeks)
HK$150 for vitamins (from Mannings)- so far am on second pot!
HK$1500 for nuchal transluency tests (13 weeks)
HK$1500 for fetal abnormality test (19 weeks)
At 23 weeks I have seen my doctor a lot; every two weeks in the first trimester, and now every four weeks. Pretty much every time I have an ultrasound.
It's definetly more expensive to pay seperately, but our insurance will only pay that way.