My husband and I are currently trying to choose a hospital- and at the same time get a rough estimate of what it all might cost; fortunetly our insurance covers everything (as long as I stay in a semi private room), but for interests sake we are trying to get a rough idea.
I forgot to say that if you choose an epidural, or other pain relief, you will also need to pay for anaethetist.
I was recently hospitalised at the Adventist with gastrointeritus and a three day stay cost $25,000- just $5,000 of that was room charges, the remaining was doctors fees, tests etc. That made us realise how difficult it is to judge how much a hospital stay is going to cost. The best thing to do, I suppose, is to look at what others spent and then you can clearly see what is not included in the maternity package ( not always a lot!).
And if you are paying for the hospital costs yourself, and not by insurance, then you have a right to demand of the hospital and your doctor what you may be charged for and how much.